Buying with Kim Di Chiaro

Choices, so many choices! When purchasing a home, you're faced with numerous decisions. How much to invest? What budget for maintenance, taxes, upgrades? Is a finished basement more vital than an extra bedroom? Does the location fulfill all my needs?

Take the time to outline your preferences, then assess your finances to ensure they align with your desires. Expect your goals to shift as you familiarize yourself with the current real estate market.

Reach out to Kim Di Chiaro. I'm here to assist you throughout the buying process, including securing your pre-approval, tailoring your home search criteria, and addressing any concerns.

Securing a pre-approval before actively touring homes is a distinct advantage. It showcases your seriousness in a competitive market and allows you to gauge your borrowing capacity, monthly payments, and the influence of taxes and other fees.

I will review the property and market details with you to ensure we present the most appropriate offer. Your offer contract can encompass elements like the purchase price, earnest money amounts, loan specifications, and your preferred closing date. I will act as your contractual expert, pushing the negotiations forward until an agreement is solidified. An up-to-date pre-approval letter will accompany your offer, reassuring the seller of your commitment to the deal.

Although I will elucidate the terms, always make sure to go through all contracts personally and acquaint yourself with any changes made to the offer. Once your offer gets a nod, the journey to home-ownership begins, with my guidance at every step; from earnest money delivery to inspections and through to closing. Additionally, you'll collaborate with a real estate attorney who'll oversee the contract, review inspection items, send over any arising requests, and aid in all documentation leading to a successful close.